Predict FI

Predict-Fi

Calculate Possible Paths to Financial Independence

Take me to the FI Simulator

Precise🛡️

Exact Calculation of Safe Withdrawal Rates with several Configurable Parameters, like Simulationperiod, Savingsrate and Inflations Adjustment.

Fast🚀

Direct Update of Results after each Adjustment Step allows for an Interactive Analysis and Optimization of your personal FI-Situation.

Flexible📈

Integrates Public and Corporate Pensions as well as arbitrary additional Cashflows and calculates individually optimized Safe Withdrawal Rates.

Latest Posts

Version 0.7 - What's new?

by Uwe Glässner

Monte-Carlo Methods, Asset Catalog, Bookmarks and Links

Version 0.6 - What's new?

by Uwe Glässner

Efficient Frontier, TIPS Bonds und Usability Enhancements

Version 0.5 - What's new?

by Uwe Glässner

Usability Changes and Commodity Index Data

How to get started with the Simulator

FI Simulator 7 - Sampling Methods: Sequential or Monte-Carlo based? 🧙

How do we estimate future asset returns?

April 8, 2024

FI Simulator 6 - Data References 📈

Where do all historic series come from and how exactly have they been spliced?

December 17, 2023

FI Simulator 5 - Optimizations of Asset Allocation 🛠

Maximize Withdrawal Rates by Systematic Variations of Asset Allocations

January 26, 2023

FI Simulator 4 - Define Your Asset Allocation 💰

How to define your portfolio with US and German Equities & Bonds

January 25, 2023

FI Simulator 3 - Additional Cashflows 💶

How Pensions, Rental-Income, Special Expenses, etc. influence the Safe Withdrawal Rates

July 6, 2022

FI Simulator 2 - Inflation 📉

How does the Simulator handle Inflation?

July 6, 2022

FI Simulator 1 - Basics 📈

The Concept behind the Simulator

July 6, 2022